ANSWER: This is a very important request. There is much which passes for faith in Christ which does not save. An eclectic faith does not save, the faith that dwells upon pleasant Gospel truths and ignores or rejects all disagreeable truths. In these days many are trusting in a fragmentary God regarding only the love side of the Divine character, forgetting that he is the Executive of the moral law. saving faith believes all that Christ taught about heaven and hell, about eternal life and eternal punishment. Saving faith receives Jesus as Lord as well as the Teacher. To Him the will must bow. We must enthrone Him over our lives and render Him unhesitating obedience. Many seekers fail at this point. Again, there must be perfect trust in Him as the only Savior. Many think they are believing in Christ, while they are secretly leaning on their morality, their good works, the priest, the sacraments, the church. Again, an impenitent faith is unsaving. Penitence is the only soil out of which true faith can spring.
— Steele's Answers pp. 60, 61.