ANSWER: This is the doctrine of the Roman Catholics, who have borrowed from Grecian paganism purgatorial fires for curable sinful souls. It is also the teaching of modern Universalism that all the souls unfit for heaven when they leave the body will be purified by a limited punishment and will then be admitted to the life everlasting. The Scriptural basis for this doctrine is lacking. There is not the remotest hint that the work of the Holy Spirit in the sanctification of believers can be done after death, nor is there anywhere in the Bible any intimation that saving faith in Christ, followed by the new birth, is possible after the spirit becomes disembodied. There is positive proof that the sentences on the day of judgment are final and irreversible. It is equally certain that repentance and regeneration do not take place between death and the resurrection, for Christ says, "they that have done evil shall come forth unto the resurrection of damnation." The idea that good men will arise from bad men's graves implies the possibility that wicked men may arise from graves in which righteous men were buried! This is preposterous. The extension of probation till the day of judgment might solve some theological difficulties, but it would greatly weaken, if not destroy, the motive to repentance in the present life. Nothing that we have here said contradicts the possibility of a believer aspiring after perfect purity finding on his death-bed. All persevering believers belong to the new covenant which insures not only heaven but a fitness for heaven as the gift of God in probation.
— Steele's Answers pp. 122, 123.