Is a "New Birth" Expereince Necessary?

QUESTION: When a little child is baptized and trained up in the nurture and admonition of the Lord, and being morally correct is received into the church without realizing any change of heart, is he to be considered as a Bible Christian?

ANSWER: No; but he is on a good vantage ground for becoming such, if he does not rest satisfied with nominal Christianity, and is earnestly seeking the new birth. Unless he does this his church membership is an opiate inducing a fatal spiritual stupor. It is also a shield against the arrow of awakening Gospel appeals. It is perilous to trust in morality, creeds, and sacraments, to live and die destitute of spiritual life, which only he has "who hath the Son."

— Steele's Answers pp. 185, 186.