But, Don't Infants Need the New Birth?

QUESTION: If the necessity for regeneration is found in our fallen nature, do not infants need the new birth?

ANSWER: Certainly. But if cut off from life before becoming accountable, they are unconditionally saved by the second Adam from the wrong tendency entailed by the first Adam. If allowed to attain intellectual and moral development, the new birth is left to their free choice.

— Steele's Answers p. 119.